threeriversisd.fbmcbenefits.compy23 Home - Three Rivers ISD Benefits

Medical - TRS Active Care TRS-ActiveCare provides health care coverage for you and your family in case of illness or injury. The plans cover many health care needs, including preventive care and physician office visits, inpatient and outpatient services, behavioral health, prescription drugs, and more. TRS Plan Highlights TRS AC Primary SBC 2022-23 TRS AC Primary+ SBC 2022-23 TRS AC HD SBC 2022-23 TRS AC 2 SBC 2022-23 TRS BCBS Website Prescription Benefits - CleverRx We’re excited to announce Three Rivers ISD has partnered with Clever RX to save you, our valued employees, money on your prescription medications! It’s completely FREE to use for your whole family, and by sharing the Clever RX App from the link below, your friends can save too! Use Clever RX every time you get a prescription! You’ll be surprised how often Clever RX beats your insurance. Prescription – Benefit Summary CleverRx – Download the App! Dental - Lincoln Good dental care is critical to your overall well-being. With Lincoln Dental insurance, you can get the attention your teeth need — at a cost you can afford. Dental – Benefit Summary Dental – Certificate of Coverage Dental – Policy Form(s) Dental – Claim Form Vision - Superior Your vision health is an important part of complete wellness. Vision benefits are designed to give you and your covered family members the care, value, and service to help maintain good vision and overall health. This plan encourages yearly exams along with the frames and lenses you want. Vision – Benefit Summary Vision – Certificate of Coverage Vision – Policy Vision – Mobile App Vision – Member Portal Vision – Finding In-Network Provider Flexible Spending Accounts - NBS A Flexible Spending Account (FSA) lets you pay for eligible expenses with tax-free money. You contribute to an FSA with pre-tax money from your paycheck each pay period. This, in turn, may help lower your taxable income. FSA – Check Your Balance FSA – First Time Login FSA – Choosing Between an HSA and FSA FSA – Mobile App FSA – What is a Flexible Spending Account (FSA)? FSA – What is a Limited Purpose FSA? FSA – What is Dependent Care Assistance Program? FSA – Sample Expenses FSA – Orthodontia Care Worksheet FSA – Continual Reimbursement Packet FSA – Section 125 Plan Document FSA – Section 125 Summary Plan Description Form(s) FSA – Direct Deposit Form FSA – Claim Form FSA – Limited FSA Claim Form Health Savings Accounts - NBS A Health Savings Account (also known as an HSA) is a tax-advantaged bank account you can open when you are enrolled in a qualified HDHP. The HSA provides a way to save for current and future health care expenses – with tax advantages along the way. : HSA – Check Your Balance HSA – First Time Login HSA – Mobile App HSA – What is a HSA Account? HSA – Choosing Between an HSA and FSA HSA – Employee Brochure HSA – Employee FAQ 2022 HSA – NBS Smart Card HSA – Sample Expenses Basic Life/AD&D Insurance - Lincoln Protecting your family’s future is no doubt one of your highest priorities. One way to help achieve this goal is through life insurance. Three Rivers ISD provides you with a valuable Basic Life/AD&D insurance plan at no cost to you. Life/AD&D – Benefit Summary Life/AD&D – Policy Life/AD&D – Certificate of Coverage Form(s) Life/AD&D Form – Claim Form Voluntary Life/AD&D Insurance - Lincoln In addition to your Basic Life/AD&D Insurance, you have the opportunity to purchase additional life insurance protection. This benefit is designed to help provide financial security for you and your family. This coverage is an employee-paid benefit. Vol Life/AD&D – Benefit Summary Vol Life/AD&D – Policy Vol Life/AD&D – Cert of Coverage Form(s) Vol Life/AD&D – Claim Form Disability - The Standard The Standard will help you protect your salary, up to 66%, should you become disable as a result of a covered accident, illness, or pregnancy. The plan has various waiting periods depending on your own personal needs. Coverage is Guaranteed Issue and requires no medical underwriting. Coverage can be elected increments of $100 up to 66% of your salary. The elimination periods, or waiting periods, available are 0/7, 14/14, 30/30, 60/60,90/90, or 180/180. Benefits may also be paid for up 90 days even if you have a preexisting condition on elections of $300 or more. Please review plan summary for more detailed information. Disability – Coverage Highlights Disability – Plan Certificate Form(s) Disability – Claim Form Accident Insurance - The Standard Most major medical insurance plans only pay a portion of the bills. Our coverage can help pick up where other insurance leaves off and provide cash to help cover the expenses. With accident insurance from The Standard, you can gain the advantage of financial protection, thanks to the cash benefits paid directly to you. You also gain the financial empowerment to seek the treatment needed to get well. Accident – Benefits Summary Accident – Provider Website Form(s) Accident – Enrollment Form Accident – Claim Form Critical Illness Coverage - Allstate Critical Illness coverage is designed to cover several life events in one policy. The policy is divided into different categories: Heart, Cancer, Stroke, Organ, and Quality of Life. If you are diagnosed with a covered disease in any of these categories, you will be paid 100% of the amount you chose to be covered. This money is paid directly to you, to do as you wish. This benefit is an option to help cover uninsured expenses associated the high cost of treating critical illnesses. Critical Illness – Benefit Summary Critical Illness – Policy Critical Illness – My Benefits Access Form(s) Critical Illness – Claim Form Critical Illness – W ellness Claim Form Hospital Indemnity - Transamerica Hospital Indemnity insurance can help with medical costs that your health insurance may not cover. These benefits are available for you, your spouse and eligible dependent children. Hospital Indemnity – Benefit Summary ( Low) Hospital Indemnity – Benefit Summary (High) Hospital Indemnity – How It Works Hospital Indemnity – Provider Video Hospital Indemnity – Policy & Certificate of Coverage Form(s) Hospital Indemnity – Claim Form Cancer Insurance - Transamerica While treatments have greatly improved, the cost of treating cancer poses an enormous financial strain on those diagnosed and their families. Cancer Insurance helps fill the financial gaps when benefits stop being paid, or expenses are not covered under a basic health insurance policy. All funds from the policy are paid directly to you to use however you see fit. Cancer – Benefit Summary (Low) Cancer – Benefit Summary (High) Cancer – How it Works Cancer – How to File a Claim Cancer – Provider Website Cancer – Policy & Certificate of Coverage Form(s) Cancer – Claim Form Medical Transport Service - MASA The MASA Medical Transport Service plan provides access to vital emergency medical transportation for a low monthly cost. Medical Transport – Plan Comparison Medical Transport – Platinum Medical Transport – Emergent Plus MASA Claims Instructions Permanent Life Insurance - Chubb LifeTime Benefit Term helps protect you and your family if you were no longer able to provide for them Permenant Life – Benefit Summary Form(s) Permenant Life – Claim Form Legal Insurance - Legal Club This plan gives you and your family access to a network of legal services and attorneys. Legal – Benefit Summary Legal – Family Protection Plan Legal – Family Protection Plan + Employee Assistance Program You have hopes, dreams and goals for your future. So, when you encounter bumps along the road, you’ll be glad to know the EmployeeConnect program is on your side. Whether it’s a helping hand during tough times or a bit of professional guidance,we’re here for you with the support you need to keep moving forward. EAP – EmployeeConnect Resources EAP – EmployeeConnect Types of Assistance Retirement Where will your retirement money come from? If you’re like most people, qualified-retirement plans,...